Borrow Now, Buy Now And Pay Later With Obotan Security Cheque

Obotan is a Crowdfunding Intermediary that offers a secured line of credit to obtain loans and do credit purchase. We connect issuers/borrowers with lenders, buyers with sellers.

Get Your Secured Credit Line In 3 Simple Steps

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1. Request for a security cheque

Use your asset to unlock a secured credit line to obtain a loan or do purchases . Obotan will value and vet your asset to determine your amount of credit limit line.

Don't own property or asset? Browse our list of available properties and assets.

3 bedroom Semi-detached, Airport
@ GHS 250,000

4 bedroom Semi-detached, Tse-Addo
@ GHS 185,000

3 bedroom Semi-detached, Airport
@ GHS 250,000

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2. Borrow and Buy

Use your Obotan security cheque as your secured line of credit limit to post a loan and obtain favourable terms from your financial provider of choice or from our trusted pool of lenders and sellers.

You can also buy consumer products from our partners and pay later

3 bedroom Semi-detached, Airport
@ GHS 250,000

4 bedroom Semi-detached, Tse-Addo
@ GHS 185,000

3 bedroom Semi-detached, Airport
@ GHS 250,000

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3. Receive Your Funds and Package

With a secured line of credit limit , Lenders will fund your posted loan by sending you a cheque and merchants shall ship your purchase.

Who can use Obotan?

Lenders / Financiers

These are financial institutions and high net-worth individuals who use Obotan's secured credit line to fund loans on the Obotan platform. Our users source for loans at their own prefered interest rates from our pool of lenders and not lenders interest rates.

Borrowers

These are users who need a secured line of credit to pay their suppliers, clear goods from the port, buy and sell on credit and also meet other needs

Vendors / Supermarkets

The consumer products Obotan borrowers purchase are sourced from our partner manufacturers,wholesalers and retailers. They sell directly to Obotan clients and Obotan does the payment to them. Obotan in turn offers a secured credit line to its client to receive the package and pay Obotan later.If you are interested in offering your products to Obotan borrowers, this is you to increase your sales volume.

Who do we Guarantee?

Individuals

Persons with need for quick and flexible access to financing or need to purchases consumables on hire purchase. These could be importers or exporters.

Businesses

Companies of all sizes with need for quick and flexible access to financing. You may already have your financiers but need a security.

Government

No more going to the IMF. Source financing locally from our pool of high net-worth individuals and automatically qualify for Obotan's security.

Communities

Do you need financing for community development or do you already have financing for a community project but need a security? Sign up and get started.