Unlock GHC 10,000,000Secured Credit
Operating Account
Activate your asset-backed credit line to access loans, trade finance, credit purchases and grow your opportunities across Ghana.
CROWDFUNDING/03-26
and Secure
Protected
Trustee Oversight
Security
Get Your Secured Credit Line In 3 Simple Steps
Use your asset to unlock a secured credit line to obtain a loan and do credit purchases. Obotan will value and vet your asset to determine your amount of credit limit up to Ten Million (GHC 10m) Cedis.
USE MY PROPERTY OR ASSET FOR A SECURITY
Use your Obotan activated Secured Credit Operating Account line to post a loan and obtain favourable terms from your financial provider of choice or from our trusted pool of lenders and sellers.
I AM READY TO BORROW AND BUY
With a funded Secured Credit Operating Account Line, you can use funds for Trade Finance Credit, working capital, and Pay Bills.
CHECK THE STATUS OF MY APPLICATIONSolutions For Every Need
Lenders / Financiers
Fund loans on Obotan and earn attractive returns. Source quality borrowers from our platform at your preferred rates.
- Earn competitive interest on secured, asset-backed loans
- Full KYC & SEC-regulated borrower verification
- Choose your loan terms, rates, and risk appetite
Trusted by Borrowers, Lenders & Vendors
Across Ghana
I used my East Legon property to unlock a GHS 580,000 credit line within two weeks. Obotan's process was transparent, the team was professional, and I got terms far better than any bank had ever offered me.
As a financier, I was initially cautious. But the Trustee verification, Act 1052 enforceability, and Obotan's escrow structure gave me full confidence. I have deployed GHS 2.4M across seven deals and returns have been excellent.
Partnering with Obotan has grown our B2C sales by 38% in six months. Obotan pays us upfront, their verified borrowers are reliable, and onboarding was seamless. The smartest distribution channel we have ever added.
Obotan helped me consolidate three separate loans into one structured SCOA facility. The interest rate was lower, the repayment schedule was flexible, and I could track everything through the platform in real time.
The escrow structure and Trustee oversight gave me complete confidence in every transaction. I now allocate a portion of my portfolio exclusively to Obotan deals — the risk management is genuinely best-in-class.
As a building materials supplier, delayed payments were our biggest challenge. Since joining Obotan's vendor network, we receive guaranteed upfront payment and our cash flow has transformed completely.
Asset-Backed.
Legally Enforceable.
Built for Trust.
Obotan connects lenders, borrowers, vendors, communities and government on one secure, SEC-licensed marketplace.
JOIN OBOTAN TODAY